Summer means more time on the road and more risk behind the wheel. Before Memorial Day kicks off the busiest driving season of the year, make sure your auto insurance is keeping up. Here's what to review before you hit the highway.
Cybercriminals aren't just going after big corporations, small and mid-sized businesses are increasingly in the crosshairs. A single data breach or ransomware attack can disrupt your operations and your bottom line. Here's why cyber insurance deserves a spot in your business coverage.
That new deck, finished basement, or kitchen remodel is adding value to your home, but is your homeowners insurance keeping pace? If your coverage doesn't reflect your upgrades, you could be left with a costly gap when it matters most.
Sump pump failures can quickly lead to expensive basement water damage. Learn when homeowners insurance covers these incidents and why water backup coverage may be essential protection.
Spring tornado season in Illinois can bring powerful storms and costly damage. Learn how homeowners insurance typically covers tornado damage and why reviewing your policy before storm season matters.
A broken underground water line can cost thousands to repair, and most homeowners are responsible for the damage. Learn how water line protection coverage helps protect your home and finances.
When weather disrupts planting plans, Illinois farmers face tough choices. Learn the difference between prevented planting and replanting coverage, and how crop insurance helps support confident decisions.
Join Loman-Ray Insurance Group for the 2026 Farmers Showcase in Champaign, IL. A free, half-day conference offering expert insight, practical ag education, and valuable connections for farmers across Central Illinois.
Choosing between Revenue Protection and Yield Protection isn’t about which policy is better—it’s about which one fits your farm’s risk, costs, and cash flow. Here’s a clear breakdown to help Illinois farmers decide with confidence.
January may feel like a slow season on the farm, but it’s one of the most important times to review crop insurance. Learn what Illinois farmers should be evaluating now to protect their operation before spring deadlines arrive.
Winter may be quiet in the fields, but it’s the most important financial season on the farm. Here’s why year-end planning shapes risk, budgeting, and the strength of next year’s operation.
Illinois winters place heavy stress on farm buildings, livestock areas, and storage systems. Here’s how to strengthen key structures before severe weather hits.
Winter may slow fieldwork, but it’s the best time to review your farm property, equipment, and liability coverage so your operation is protected and ready for the 2026 season.
Cold weather can mean more than high heating bills, it can bring burst pipes, roof damage, and costly repairs. Learn how the right insurance coverage and smart winter prep can protect your Illinois home.
Estate planning paired with life insurance helps safeguard your family’s future and preserve your legacy. Discover how thoughtful planning with Loman-Ray Insurance Group brings peace of mind and lasting protection.
Life changes, your insurance should too. Discover why reviewing your life insurance policy before the new year can help safeguard your family’s financial future.
Choosing the right health insurance plan can feel overwhelming—but it doesn’t have to be. Learn how to balance coverage, cost, and care with these expert tips from Loman-Ray Insurance Group during Open Enrollment 2026.
Not sure whether Medicare Advantage or a Medicare Supplement Plan is right for you? Loman-Ray Insurance Group explains how each option works, what it costs, and which plan best fits your lifestyle and healthcare needs.
Review your Medicare for 2026 with confidence. Learn key dates, plan changes, and how Loman-Ray helps you compare options without the spooky surprises.
Many families delay life insurance because of common misconceptions, cost, age, employer coverage, or complexity. In reality, life insurance is often more affordable and essential than people realize.
Open enrollment is your chance to make sure your health insurance fits your family’s needs. Learn how to compare plans, understand costs, and choose coverage with confidence.
September is Life Insurance Awareness Month. Is your family's financial plan ready for the unexpected? Learn why this is the ideal time to review your coverage, understand your options, and secure your loved ones' future.
Renters insurance might not fully cover your most valuable items. Learn how scheduled personal property coverage protects jewelry, art, collectibles, and more.
Japanese beetles, tar spot, and aphids are here—and your crops could be at risk. Learn what your crop insurance covers(and what it doesn’t) in peak pest season.
Meta Title: Bug Season Crop Insurance: What Illinois Farmers Need to Know in July
Farming comes with risk. From liability to livestock, here’s what a good farm insurance policy should cover—and how to make sure you’re protected year-round.
This Fourth of July, we celebrate the farmers who make freedom possible. Learn how the right coverage protects your land, your family, and the legacy behind every acre.
Planning a trip? Make sure your belongings are protected while you’re away. From theft to fire, Loman-Ray explains how personal property insurance works when you’re not home.
Backyard parties. Lake trips. Teen drivers. Summer brings higher risk, and standard coverage may not be enough. See how an umbrella policy keeps you protected.
Meet Cindy Guin, the Sullivan CSR who turns every client interaction into a lasting relationship, all while ensuring your coverage details are perfectly handled.
Becky's infectious positivity and sense of adventure put her in a class of her own! Click below to learn about Becky in this month's Employee Spotlights feature.
A super-powered member of the Loman-Ray commercial lines team. Learn about Linda in this month's Employee Spotlight, the inaugural launch of this monthly feature.