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Loman-Ray Spotlights Blog

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Summer means more time on the road and more risk behind the wheel. Before Memorial Day kicks off the busiest driving season of the year, make sure your auto insurance is keeping up. Here's what to review before you hit the highway.

Cybercriminals aren't just going after big corporations, small and mid-sized businesses are increasingly in the crosshairs. A single data breach or ransomware attack can disrupt your operations and your bottom line. Here's why cyber insurance deserves a spot in your business coverage.

That new deck, finished basement, or kitchen remodel is adding value to your home, but is your homeowners insurance keeping pace? If your coverage doesn't reflect your upgrades, you could be left with a costly gap when it matters most.

Sump pump failures can quickly lead to expensive basement water damage. Learn when homeowners insurance covers these incidents and why water backup coverage may be essential protection.

Spring tornado season in Illinois can bring powerful storms and costly damage. Learn how homeowners insurance typically covers tornado damage and why reviewing your policy before storm season matters.

A broken underground water line can cost thousands to repair, and most homeowners are responsible for the damage. Learn how water line protection coverage helps protect your home and finances.

When weather disrupts planting plans, Illinois farmers face tough choices. Learn the difference between prevented planting and replanting coverage, and how crop insurance helps support confident decisions.

Join Loman-Ray Insurance Group for the 2026 Farmers Showcase in Champaign, IL. A free, half-day conference offering expert insight, practical ag education, and valuable connections for farmers across Central Illinois.

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